877-727-9582 Scott@LTCShop.com

Why Are So Few Companies Selling Long Term Care Insurance?

In his article, "Should I Buy Long Term Care Insurance", Richard Eisenberg, Money Editor for PBS-owned NextAvenue.org wrote: “Insurance companies keep dropping out of this market….’a decade ago, there were more than one hundred insurance companies writing private...
Read More

Yugo Failed! Long Term Care Insurance Must Be Dead Now

Some of our readers have expressed disbelief that Penn Treaty used IADL's to trigger benefits of a long term care policy, rather than ADL's (the industry standard).  Here is a sample policy.  Page 29 of the document defines the six IADL's.  Page 30 of the document...
Read More

Is the Federal Long Term Care Insurance Program (FLTCIP) a Lemon or a Lifesaver?

Two weeks ago I had a conversation with a federal employee who was very upset. He, along with other federal employees, just had an average premium increase of 83% on their group long term care insurance. A few minutes into our discussion he said he believed the entire...
Read More

Long Term Care Insurance Claims Exceed $10 Billion

For the first time ever, long term care insurance claims exceed $10 BILLION  in one calendar year!     253,922 policyholders and their families were helped that year. 268,411 policyholders and their families were helped that year.     (Click here for...
Read More

New Long Term Care Insurance Companies Bring Number of Active Sellers to 13

With more long term care insurance companies coming into the market, there are now 13 different long term care insurance companies actively selling new policies in most states. National Guardian Life is the newest entrant to the long-term care insurance market....
Read More

Contact Us

Have questions? We’re here to help. Email us, or call us at your convenience.

Privacy Statement

Concerned about your privacy? We are too! Long-term care insurance is a private matter, and your sensitive information is needed in order to best help you. Please click here to read more.

State Info

Need information about your state? We strive to provide accurate information about each state’s recommendations.

John & Becky

“Scott certainly knows his products.  He gave me a less expensive policy with better coverage than what I had already committed to with another company.”

 

 

Read More

Carol & Irby

“Scott helped us get almost the same coverage we discussed with our local agent for half the price that we had been quoted locally – needless to say we are happy!”

 

 

 

Read More

Richard & Gloria

“He didn’t try to sell me on one policy or another but rather helped me explore several options that might be suited to me. And he answered a plethora of questions.”

 

 

Read More

Denis & Susan

“Scott and Carolyn supplied us with all of the information and answered all of our questions very professionally. There was no pressure during the process.

 

 

Read More

Sue

“Although I am on the East coast and Scott is on the West coast my research led me to his company. He matched me with a policy perfectly suited for my needs.”

 

 

Read More

Scott and Carolyn supplied us with all of the information and answered all of our questions very professionally. There was no pressure during the process.

Denis & Susan

Illinois

He didn’t try to sell me one policy or another but rather helped me explore several options that might be suited to me. And he answered a plethora of questions.

Richard & Gloria

California

Although I am on the East coast and Scott is on the West coast my research led me to his company. He matched me with a policy perfectly suited for my needs.

Sue

Virginia

Scott certainly knows his products. He gave me a less expensive policy with better coverage than what I had already committed to with another company.

John & Becky

Virginia

Scott knows the business. He knew more about insurance plans and insurance plans in Indiana than an Indiana broker I was checking out.

Ron & Frances

Indiana

Scott never applied high pressure salesmanship pushing a particular policy, but rather offered advice and solutions to help me make an informed decision.

Dave

Washington

The most valuable thing about Scott is that he is an independent agent. He works for the client: for you and for me and not for the insurance company.

Susan & Gene

Texas

We had numerous questions about different things as we read through the information and Scott always answered them thoroughly and to our understanding.

Kathy & Ken

Florida