Activities of Daily Living (ADLs) Archives – Long-Term Care Insurance

Yugo Failed! Long Term Care Insurance Must Be Dead Now

Between 1985 and 1992, over 140,000 Yugos were imported into the United States. The Yugo rarely met emission standards, had an unreliable electrical system, and continually broke down. The joke went: “Why does the Yugo come with a rear defroster?…..” “so your...

What are ADLs in a Long-Term Care Insurance Policy?

by Scott A. Olson, CLTC

Activities of Daily Living (ADLs) = Everyday functions and activities individuals usually do without help. ADL functions include bathing, dressing, eating, toileting, transferring from a bed or a chair, and maintaining continence. Policies use the inability to do a...