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Yugo Failed! Long Term Care Insurance Must Be Dead Now

by Scott A. Olson, CLTC

Between 1985 and 1992, over 140,000 Yugos were imported into the United States. The Yugo rarely met emission standards, had an unreliable electrical system, and continually broke down. The joke went: “Why does the Yugo come with a rear defroster?…..” “so your...

What are ADLs in a Long-Term Care Insurance Policy?

by Scott A. Olson, CLTC

Activities of Daily Living (ADLs) = Everyday functions and activities individuals usually do without help.  ADL functions include bathing, dressing, eating, toileting, transferring from a bed or a chair, and maintaining continence.  Policies use the inability to do a...

Rate Increases? Check Your State

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  • Washington LTC Trust Act Opt-Out

    Washington LTC Trust Act Opt-Out

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  • Is the state of Washington Long-Term Care Trust Act universal long-term care?

    Is the state of Washington Long-Term Care Trust Act universal long-term care?

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  • Washington Long-Term Care Trust Act

    Washington Long-Term Care Trust Act

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  • 100% False – “Premiums for New Long-Term Care Insurance Policies Have Soared in Past Year”

    100% False – “Premiums for New Long-Term Care Insurance Policies Have Soared in Past Year”

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  • 5 Tips for Choosing a Long-Term Care Insurance Agent

    5 Tips for Choosing a Long-Term Care Insurance Agent

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  • Self-Insuring for Long-Term Care

    Self-Insuring for Long-Term Care

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  • Top 10 states for Long-Term Care Insurance Rate Increase Protections

    Top 10 states for Long-Term Care Insurance Rate Increase Protections

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