The State of Washington’s Long-Term Care Trust Act is “as good as it gets”
There are five major flaws in the proposed program.
It Excludes Retirees
The Benefits Are Short, Not Long
It Only Pays $100 Per Day
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It’s Hard To Qualify For Benefits
It Does NOT Cover Dementia Or Alzheimer’s
Yet, I Support This Bill
First, this bill will help to slow the growth of Medicaid. By providing a year of modest benefits this bill may delay the need for Medicaid. By slowing the growth of Medicaid this bill can help preserve our limited Medicaid dollars for those who need it the most.
Second, this bill will increase the dollars that are available to the home care industry. That will help to grow the “care infrastructure”.
Third, this program will remind every employee (every pay period) that we all need to plan for long-term care. The small payroll tax is a constant reminder that neither Medicare nor medical insurance pays for long-term care.