Medicare For All — Isn’t

Medicare is one of the most popular programs the federal government has ever created. To capitalize on Medicare’s popularity, proponents of single-payer healthcare are calling their plans “Medicare For All”. The details of the “Medicare For All” plans, however, are...

The State of Washington’s Long-Term Care Trust Act is “as good as it gets”

The State of Washington was recently considering legislation to help fund long-term care for some of the state’s residents. The program would be funded through a payroll tax of .49% on all wages. Every employee in the state of Washington will be automatically enrolled...

Reader Beware: Chicago Tribune publishes “half-right” article on LTC insurance

Chicago Tribune writer knows just enough about LTC insurance to be dangerous. The Chicago Tribune recently published an article by Elliot Raphaelson. It’s entitled, Long-term care insurance: Buyer beware, which is why I’ve entitled this post, “Reader Beware!” Below...

New Long Term Care Insurance Companies Bring Number of Active Sellers to 13

With more long term care insurance companies coming into the market, there are now 13 different long term care insurance companies actively selling new policies in most states. National Guardian Life, founded in 1910, the newest long term care insurance company,...

The REAL Reason John Hancock is Discontinuing Sales of New Long Term Care Insurance Policies

John Hancock has sold over 1.2 million long-term care insurance policies.  Most of those policies were sold between 2002 and 2012. During that 10-year span John Hancock offered some of the best long-term care insurance policies on the market.  We have hundreds of...