Top 10 states for Long-Term Care Insurance Rate Increase Protections

by Scott A. Olson, CLTC | Nov 6, 2019

Rate Increases.
Rate Increases!
Rate Increases!!
Rate Increases!!!

That’s all you see when you read about long-term care insurance on the internet. It’s true there have been a lot of rate increases on long-term care insurance policies. However, that’s only half the truth.

There are some states that have denied nearly all rate increase requests since passing new, stricter rate increase regulations.

There are some companies that have had NO rate increases for over 10 years. In some states, some long-term care insurance companies have had no rate increases on policies sold over the past 15 years!

November is Long-Term Care Awareness Month. During the month of November we will announce the 10 states that have the best track record for protecting consumers from long-term care insurance rate increases.

Top 10 states for Long-Term Care Insurance
Rate Increase Protections:

#10 MICHIGAN (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#9 ARIZONA (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#8 WASHINGTON (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#7 GEORGIA (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#6 COLORADO (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#5 HAWAII (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#4 SOUTH CAROLINA (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#3 MONTANA (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#2 WEST VIRGINIA (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#1 RHODE ISLAND (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#1 NEW HAMPSHIRE (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

#1 VERMONT (click here for details)

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)