Indemnity vs Reimbursement in LTCi

Consumers looking for long-term care insurance (LTCi) may ask about the differences between indemnity vs reimbursement plans. This is a valid question, as there are key factors making them separately unique. Deciding to purchase an indemnity or reimbursement plan...

When Should You Buy a Life / LTC Hybrid Policy?

When Should You Buy a Life / LTC Hybrid Policy? Instead of using traditional long-term care insurance policies, a LTC hybrid policy offers more opportunities to those who have a bad health history – as many who do are more likely to be declined. There are other...