What Does “Non-Forfeiture Benefits” Mean in a Long-Term Care Insurance Policy?
Non-Forfeiture Benefits = A policy feature that returns at least part of the premiums to you if you cancel your policy or let it...What is Medicare Supplement Insurance?
Medicare Supplement Insurance = A private insurance policy that covers many of the gaps in Medicare coverage (also called Medigap insurance coverage). Source: National Association of Insurance CommissionersA Shopper’s Guide to Long-Term Care Insurance...What is Medicaid?
Medicaid = A joint federal/state program that pays for healthcare services for those with low incomes or very high medical bills relative to income and assets. Source: National Association of Insurance CommissionersA Shopper’s Guide to Long-Term Care Insurance...What is Custodial Care in a Long-Term Care Insurance Policy?
Custodial Care (Personal Care) = Care to help individuals meet personal needs such as bathing, dressing and eating. Someone without professional training may provide care. Source: National Association of Insurance Commissioners A Shopper’s Guide to Long-Term Care...Rate Increases? Check Your State
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Part 8: New York Times article on long-term care insurance – Long-term care insurance is risky
Part 7: New York Times article on long-term care insurance – “Yugo is proof the auto industry is in decline!”
Part 6: What the New York Times article on long-term care insurance got VERY wrong!
Part 5: Four things the New York Times article on long-term care insurance got right
Part 4: “Savvy Consumers? More half-truths in the New York Times article on long-term care insurance
Part 3: “Half-right”: Two things the New York Times article on long-term care insurance almost got right.
Part 2: Three Things the New York Times Long-Term Care Insurance Article Omitted
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