Long-term care insurance responds: “The reports of my death have been greatly exaggerated.” For years “experts” have concluded that the long-term care insurance industry is dead. Here are some of the headlines: “What’s killing the long-term...
I understand that journalists don’t have time to check all their facts, but this recent article in Forbes is riddled with falsehoods and half-truths. It doesn’t even read like something a journalist would write. It sounds like he’s just a salesman...
In December of 2004, the company that set the standard for personal computers (remember “IBM-compatible”), stopped selling personal computers. After dominating the PC market for most of two decades, IBM abruptly left. No newspaper editor was silly enough...
Updated: 5 Reasons why a 90-day Elimination Period usually makes the most sense: 1. Most medical insurance policies can pay up to the first 100 days in a skilled nursing facility. If you need rehabilitative care (e.g. physical therapy, speech therapy, etc…)...
What is a “Partnership Qualified Policy”? Partnership Qualified Policy = A type of policy that allows you to protect (keep) some of your assets if you apply for Medicaid after using your policies benefits. Not all states have these...