When Should You Buy a Life / LTC Hybrid Policy? Instead of using traditional long-term care insurance policies, a LTC hybrid policy offers more opportunities to those who have a bad health history – as many who do are more likely to be declined. There are other...
Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi Long-term care insurance is often labeled a “scam” online—but that claim ignores how the product actually works, how it is...
Short-Term Long-term Care Insurance Short-term long-term care insurance might seem like an oxymoron. How can an insurance product designed to help you pay for long-term care costs look like short-term care insurance? Here are three characteristics of short-term...
What is True Long-Term Care Insurance? True long-term care insurance is NOT typically sold by most “financial advisors”. If you ask 20 of these people (or insurance agents) for information on true LTCi, 19 of them will give you details on LIFE insurance. How can you...
Improvements to Long-Term Care Insurance Traditional long-term care insurance is the oldest and most common form of long-term care insurance. Of the 7,111,139 long-term care policies in-force (as of December 2021), 6,311,826 are traditional long-term care insurance...
