A “Perfect” Long-Term Care Policy?

by | Jan 18, 2013

If you could design “perfect” long-term care policy for yourself, what would it look like?

I recently asked someone this question and she said:

“It should have premiums that are guaranteed to never go up.  It should be able to return most, if not all, of my premiums to my heirs if I never need long-term care.  It should have some type of cash value so that if I decided to cancel it for any reason in the future I could get most, if not all, of my money back.  It should give me the choice to receive my care at home and not just in a facility.”

What most people don’t realize is that policies like this are available and have been available for many years.

To learn more about this type of long-term care policy, contact me at: