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Federal audit reveals LTC insurance claims practices

by Scott A. Olson, CLTC

When someone contacts me to inquire about purchasing long-term care insurance, one of the questions I’ll ask is:  “What prompted you to look into long-term care insurance?” Over the past few years many of my clients have been answering that question...

Which is better: A Group LTCi policy or an Individually-purchased LTCi policy?

by Scott A. Olson, CLTC

A healthy, married couple can usually get better benefits by purchasing a long-term care policy on their own, rather than buying a group long-term care policy through their employer. Individually-purchased long-term care policies usually offer: Preferred health...

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