When someone contacts me to inquire about purchasing long-term care insurance, one of the questions I’ll ask is: “What prompted you to look into long-term care insurance?” Over the past few years many of my clients have been answering that question...
A healthy, married couple can usually get better benefits by purchasing a long-term care policy on their own, rather than buying a group long-term care policy through their employer. Individually-purchased long-term care policies usually offer: Preferred health...