Rhode Island Long Term Care Insurance Partnership Program
Some long-term care insurance policies sold in Rhode Island may qualify for the Rhode Island Long-Term Care Insurance Partnership Program (the Partnership Program). The Partnership Program is a partnership between state government and private insurance companies to assist individuals in planning their long-term care needs. Insurance companies voluntarily agree to participate in the Partnership Program by offering long-term care insurance coverage that meets certain State and Federal requirements. Long-term care insurance policies that qualify as Partnership Policies may protect the policyholder’s assets through a feature known as “Asset Disregard” under Rhode Island ‘s Medicaid program.
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