Nevada Long Term Care Insurance Partnership Program

Nevada’s Long-term Care Insurance Partnership Program is a partnership program between Medicaid and private long-term care insurers designed to encourage individuals to purchase private long-term care insurance. Nevada long-term┬ácare partnership policies are tax qualified (a portion of premiums paid may be claimed as a tax deduction) under federal law; provide policyholders with inflation protection; and most importantly, provide dollar-for-dollar asset protection in the event the policyholder needs to apply for long-term care Medicaid assistance. For every dollar that a Nevada long-term┬ácare partnership policy pays out in benefits, a dollar of assets can be protected from Medicaid spend-down requirements.

Custom QuotesPolicy Finder

Request Nevada Long-Term Care Insurance Partnership Program Information

  • Hidden
  • Hidden
  • This field is for validation purposes and should be left unchanged.


Effective Date

January 1, 2007

Does 1% Compound Qualify

Yes, for all ages.

Inflation Requirement issue age 60 and under

Annual compound inflation coverage

Inflation Requirement issue age 61 to 75

Provide some level of inflation protection.

Inflation Requirement issue age 76 or over

No purchase of inflation protection is required.

What if Inflation Growth stops at age 76

It can qualify for the Partnership