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Is there a California long-term care tax?
I recently spoke with a woman in California who wants her husband to buy long-term care insurance. I asked, “What prompted you to look into long-term care insurance.” She replied, “The California Long-Term Care Tax”. I explained to her that California has not yet...
NY LTC Trust Act improves on WA LTC Trust Act
New York Long-Term Care Trust Act improves on Washington Long-Term Care Trust Act A bill in the New York Senate has proposed a new long-term care benefit program similar to the program enacted by the state of Washington. The Washington Long-Term Care Trust Act had...
Washington Long-Term Care Trust Act Still Law
The Washington Long-Term Care Trust Act (otherwise known as WA Cares) is still an active and enforceable law. WA Cares was first signed into law in 2019 in hopes to stem the rising tide of future long-term care costs in the state of Washington. With Medicaid being the...
Federal Judge Upholds Washington Cares Fund
A federal judge, on Monday, upheld the right of the state of Washington to continue the Washington Cares Fund (also known as the Washington Long-Term Care Trust Act or Long-Term Services and Supports Trust Program). Last November, a lawsuit was filed to stop the WA...
Major Changes to Washington State’s Long-Term Care Program
In 2019, Washington became the first state in the country to create a government-run long-term care insurance program. The program, newly labeled the “WA Cares Fund,” will be financed through a payroll deduction of 58 cents for every $100 of earned wages....
How can I opt out of the Washington Cares Fund?
There are 5 steps you have to take in order to opt out (and stay out) of the Washington Cares Fund payroll deduction.If you don’t yet own long-term care insurance, I have good news. There are still 3 excellent companies selling long-term care insurance in the state of...
Washington LTC Trust Act Opt-Out
Washington LTC Trust Act Opt-Out - Are exclusions allowed? The State of Washington passed the Long-Term Care Trust Act on July 28, 2019 in hopes of reducing the Medicaid budget.What is it? It is a payroll tax: $.58 for every $100 earnings or.58% or gross earnings....
Is the state of Washington Long-Term Care Trust Act universal long-term care?
UPDATE: The Washington Long-Term Care Trust Act was passed today, April 16th, in the Washington state senate. It will now proceed to the governor's desk and be signed into law.Washington state is very close to enacting the first, taxpayer-supported, long-term care...
Washington Long-Term Care Trust Act
As an insurance agent who specializes in long-term care insurance, I support the Washington Long-Term Care Trust Act. 1. By providing a year of modest benefits ($100 per day for 365 days) the Washington Long-Term Care Trust Act will delay the need for Medicaid. By...