California Long Term Care Insurance Partnership Program

The California Partnership for Long-Term Care (Partnership) is dedicated to educating Californians on the need to plan ahead for their future long-term care and to consider private insurance as a vehicle to fund that care. The California Partnership for Long-Term Care is an innovative program of the State of California, Department of Health Care Services in cooperation with a select number of private insurance companies. These companies have agreed to offer high-quality policies that must meet stringent requirements set by the Partnership and the State of California. These special policies are commonly called “Partnership policies”. Partnership policies take the guesswork out of ensuring you purchased a quality policy. In addition to many other consumer protection features, Partnership policies offer the special benefit of Medi-Cal Asset Protection.

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Effective Date
September 15, 1994
Does 1% Compound Qualify
Inflation Requirement issue age 60 and under
5% Compound for life
Inflation Requirement issue age 61 to 75
5% Compound for life
Inflation Requirement issue age 76 or over
5% Compound for life
What if Inflation Growth stops at age 76