Alabama Long Term Care Insurance Partnership Program
The Alabama Long-Term Care Partnership Program is designed to encourage you to purchase long-term care insurance by offering a plan that will allow Medicaid to disregard some or all of your assets for Medicaid eligibility and estate recovery purposes. These plans, called Partnership Plans, help provide you with asset protection in the event you use your policy benefits and need to seek continued benefits through Medicaid.
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IMPORTANT FACTS
Effective Date
March 1, 2009
Does 1% Compound Qualify
Yes, for all ages.
Inflation Requirement issue age 60 and under
Provides compound annual inflation protection
Inflation Requirement issue age 61 to 75
Provides some level of inflation protection
Inflation Requirement issue age 76 or over
No purchase of inflation protection is required
What if Inflation Growth stops at age 76
It can qualify for the Partnership