Federal Judge Upholds Washington Cares Fund
Federal Judge Upholds Washington Cares Fund A federal judge, on Monday, upheld the right of the state of Washington to continue the Washington Cares Fund (also known as the Washington Long-Term Care Trust Act or Long-Term Services and Supports Trust Program). Last...Major Changes to Washington State’s Long-Term Care Program
Major Changes to Washington State’s Long-Term Care Program In 2019, Washington became the first state in the country to create a government-run long-term care insurance program. The program, newly labeled the “WA Cares Fund,” will be financed through a payroll...My Long-Term Care Story: Part 5
My Long-Term Care Story: Part 5 No one said that caregiving was easy. Yet, after talking with hundreds of clients, most everyone assumes and expects to receive care in their home. And I absolutely agree that remaining at home is ideal; it’s ideal for the person...My Long-Term Care Story: Part 4
My Long-Term Care Story: Part 4 My mother moved into our home on September 15, 2020, and life settled into our new normal. Her long-term care insurance policy allowed us to make the necessary home modifications to keep her safe. The home modifications were part of the...My Long-Term Care Story: Part 3
My Long-Term Care Story: Part 3 To continue My Story about long-term care insurance and what it means to me, I need to explain how COVID changed everything. Specifically, how the “alternate plan of care” in the long-term care insurance policy made all the difference...How can I opt out of the Washington Cares Fund?
How can I opt out of the Washington Cares Fund? There are 5 steps you have to take in order to opt out (and stay out) of the Washington Cares Fund payroll deduction. Step 1: You must purchase LTCi before November 1st, 2021 If you don’t yet own long-term care...Washington LTC Trust Act Opt-Out
Washington LTC Trust Act Opt-Out Washington LTC Trust Act Opt-Out – Are exclusions allowed? The State of Washington passed the Long-Term Care Trust Act on July 28, 2019 in hopes of reducing the Medicaid budget. What is it? It is a payroll tax: $.58 for every...Is the state of Washington Long-Term Care Trust Act universal long-term care?
Is the state of Washington Long-Term Care Trust Act universal long-term care? UPDATE: The Washington Long-Term Care Trust Act was passed today, April 16th, in the Washington state senate. It will now proceed to the governor’s desk and be signed into...Washington Long-Term Care Trust Act
Washington Long-Term Care Trust Act As an insurance agent who specializes in long-term care insurance, I support the Washington Long-Term Care Trust Act. It will help to slow the growth of Medicaid. 1. By providing a year of modest benefits ($100 per day for 365 days)...Rate Increases? Check Your State
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Part 8: New York Times article on long-term care insurance – Long-term care insurance is risky
Part 7: New York Times article on long-term care insurance – “Yugo is proof the auto industry is in decline!”
Part 6: What the New York Times article on long-term care insurance got VERY wrong!
Part 5: Four things the New York Times article on long-term care insurance got right
Part 4: “Savvy Consumers? More half-truths in the New York Times article on long-term care insurance
Part 3: “Half-right”: Two things the New York Times article on long-term care insurance almost got right.
Part 2: Three Things the New York Times Long-Term Care Insurance Article Omitted
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