IS THERE HOPE FOR SOMEONE WHO HAS BEEN DECLINED FOR LONG TERM CARE INSURANCE?
I was reading an online “newspaper” the other day. There was an article about long term care insurance and the importance of planning for the financial consequences of needing long term care. I like to read the comments at the end of articles. I often find the...What is Long-Term Care?
What is long-term care? Long-term care includes a variety of services that may be both medically and/or non-medically necessary for people with a chronic illness or disability. Health and personal needs are met through long-term care. Generally speaking, long-term...Long-Term Care Insurance and Taxes
Long-term care insurance and your taxes – Tax Guy http://t.co/QoaQOkcyWs via @MarketWatch — Scott & CarolynOlson (@LTCShop) October 22,...A “Perfect” Long-Term Care Policy?
If you could design “perfect” long-term care policy for yourself, what would it look like? I recently asked someone this question and she said: “It should have premiums that are guaranteed to never go up. It should be able to return most, if not...Is Self-Funding Long-Term Care Really Cheaper Than Insurance?
Is Self-Funding Long-Term Care Really Cheaper Than Insurance? In this episode of LTCiNow, the discussion explains why Self-Funding Long-Term Care can cost far more than most families expect. The real cost is not just the money withdrawn from savings, but also the lost...Long-Term Care Insurance Claims: How to Make the Process Easy and Stress-Free
Long-Term Care Insurance Claims: How to Make the Process Easy and Stress-Free Long-Term Care Insurance Claims begin when a policyholder needs help with two or more Activities of Daily Living (ADLs) or has a qualifying cognitive impairment. To ensure fast approval,...Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You Test
Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You Test Table of Contents 2 3 Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You TestAlzheimer’s Blood Tests and Long-Term Care Insurance: What Consumers Must Know...#1 Easy Long-Term Care Insurance: Real Stories of Finding Coverage When Others Said “No”
#1 Easy Long-Term Care Insurance: Real Stories of Finding Coverage When Others Said “No” Many people assume that qualifying for long-term care insurance is difficult, stressful, or only possible for those in excellent health. Thankfully, that’s no longer true. A new...Indemnity vs Reimbursement in LTCi
Consumers looking for long-term care insurance (LTCi) may ask about the differences between indemnity vs reimbursement plans. This is a valid question, as there are key factors making them separately unique. Deciding to purchase an indemnity or reimbursement plan...When Should You Buy a Life / LTC Hybrid Policy?
When Should You Buy a Life / LTC Hybrid Policy? Instead of using traditional long-term care insurance policies, a LTC hybrid policy offers more opportunities to those who have a bad health history – as many who do are more likely to be declined. There are other...Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi
Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi Long-term care insurance is often labeled a “scam” online—but that claim ignores how the product actually works, how it is...Short-Term Long-term Care Insurance
Short-Term Long-term Care Insurance Short-term long-term care insurance might seem like an oxymoron. How can an insurance product designed to help you pay for long-term care costs look like short-term care insurance? Here are three characteristics of short-term...What is True Long-Term Care Insurance?
What is True Long-Term Care Insurance? True long-term care insurance is NOT typically sold by most “financial advisors”. If you ask 20 of these people (or insurance agents) for information on true LTCi, 19 of them will give you details on LIFE insurance. How can you...Improvements to Long-Term Care Insurance
Improvements to Long-Term Care Insurance Traditional long-term care insurance is the oldest and most common form of long-term care insurance. Of the 7,111,139 long-term care policies in-force (as of December 2021), 6,311,826 are traditional long-term care insurance...Search LTCi Policy Terms
Is Self-Funding Long-Term Care Really Cheaper Than Insurance?
Long-Term Care Insurance Claims: How to Make the Process Easy and Stress-Free
Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You Test
#1 Easy Long-Term Care Insurance: Real Stories of Finding Coverage When Others Said “No”
Indemnity vs Reimbursement in LTCi