How to Use This Website

LTCShop.com is designed for consumers seeking to learn more about long-term care insurance.  On the right-side of the page you will see “LTCI DICTIONARY” with a drop-down list of long-term care insurance terms.  Some terms will have definitions only, and...

What is Long-Term Care?

What is long-term care? Long-term care includes a variety of services that may be both medically and/or non-medically necessary for people with a chronic illness or disability.  Health and personal needs are met through long-term care.  Generally speaking, long-term...

A “Perfect” Long-Term Care Policy?

If you could design “perfect” long-term care policy for yourself, what would it look like? I recently asked someone this question and she said: “It should have premiums that are guaranteed to never go up.  It should be able to return most, if not...

Pennsylvania Long Term Care Trust Act

Pennsylvania Long Term Care Trust Act Pennsylvania Long Term Care Trust Act Otherwise known as HB2779 enacts the “Pennsylvania Long Term Care Trust Act” and establishes the Pennsylvania Long Term Care Trust Program. This bill will establish the...

New York Long-Term Care Trust Act

New York Long-Term Care Trust Act Get an LTCi Quote Today - No Phone RequiredWe guarantee your information will never be sold, transferred, or distributed to any other entity for commercial purposes. Click here to read our full privacy statement.  As an insurance...

Buy Long-Term Care Insurance Now to Save Later

Buy Long-Term Care Insurance Now to Save Later You need to buy long-term care insurance now to save later. Why? Good question with an easy answer. Do you want your state to take money from your earnings to pay for your future long-term care needs? If your answer is...

NY LTC Trust Act improves on WA LTC Trust Act

NY LTC Trust Act improves on WA LTC Trust Act New York Long-Term Care Trust Act improves on Washington Long-Term Care Trust Act A bill in the New York Senate has proposed a new long-term care benefit program similar to the program enacted by the state of Washington.  ...

Washington Long-Term Care Trust Act Still Law

Washington Long-Term Care Trust Act Still Law The Washington Long-Term Care Trust Act (otherwise known as WA Cares) is still an active and enforceable law. WA Cares was first signed into law in 2019 in hopes to stem the rising tide of future long-term care costs in...

New York Long Term Care Trust Act Exemption

New York Long Term Care Trust Act Exemption Possible Deadline to Purchase Long Term Care Insurance in New York State Day(s) : Hour(s) : Minute(s) : Second(s) Get an LTCi Quote Today - No Phone RequiredWe guarantee your information will never be sold, transferred, or...

New York Long Term Care Trust Act Opt Out

New York Long Term Care Trust Act Opt Out Possible Deadline to Purchase Long Term Care Insurance in New York State Day(s) : Hour(s) : Minute(s) : Second(s) Get an LTCi Quote Today - No Phone RequiredWe guarantee your information will never be sold, transferred, or...

What is the New York Long Term Care Trust Act?

What is the New York Long Term Care Trust Act? Possible Deadline to Purchase Long Term Care Insurance in New York State Day(s) : Hour(s) : Minute(s) : Second(s) Get an LTCi Quote Today - No Phone RequiredWe guarantee your information will never be sold, transferred,...