IS THERE HOPE FOR SOMEONE WHO HAS BEEN DECLINED FOR LONG TERM CARE INSURANCE?
Is Self-Funding Long-Term Care Really Cheaper Than Insurance? I was reading an online “newspaper” the other day. There was an article about long term care insurance and the importance of planning for the financial consequences of needing long term care. I like to…
Long-Term Care Insurance and Taxes
Long-Term Care Insurance and Taxes https://twitter.com/LTCShop/status/392679864429334528
What is Long-Term Care?
What is Long-Term Care? What is long-term care? Long-term care includes a variety of services that may be both medically and/or non-medically necessary for people with a chronic illness or disability. Health and personal needs are met through long-term care….
Is Self-Funding Long-Term Care Really Cheaper Than Insurance?
Is Self-Funding Long-Term Care Really Cheaper Than Insurance? by Scott A. Olson, CLTC In this episode of LTCiNow , the discussion explains why Self- Funding Long- Term Care can cost far more than most families expect. The real cost is not just the money withdrawn from…
Long-Term Care Insurance Claims: How to Make the Process Easy and Stress-Free
Long-Term Care Insurance Claims: How to Make the Process Easy and Stress-Free by Scott A. Olson, CLTC Long-Term Care Insurance Claims begin when a policyholder needs help with two or more Activities of Daily Living (ADLs) or has a qualifying cognitive impairment. To…
Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You Test
Alzheimer’s Blood Tests and Long-Term Care Insurance: What to Know Before You Test by Scott A. Olson, CLTC | Jan 20, 2026 Alzheimer’s Blood Tests and Long-Term Care Insurance: What Consumers Must Know Before Testing Alzheimer’s Blood Tests and Long-Term Care Insurance…
#1 Easy Long-Term Care Insurance: Real Stories of Finding Coverage When Others Said “No”
#1 Easy Long-Term Care Insurance: Real Stories of Finding Coverage When Others Said “No” by Scott A. Olson, CLTC Many people assume that qualifying for long-term care insurance is difficult, stressful, or only possible for those in excellent health. Thankfully, that’s…
Indemnity vs Reimbursement in LTCi
Consumers looking for long-term care insurance (LTCi) may ask about the differences between indemnity vs reimbursement plans. This is a valid question, as there are key factors making them separately unique. Deciding to purchase an indemnity or reimbursement plan…
When Should You Buy a Life / LTC Hybrid Policy?
When Should You Buy a Life / LTC Hybrid Policy? by Scott A. Olson, CLTC Instead of using traditional long-term care insurance policies, a LTC hybrid policy offers more opportunities to those who have a bad health history – as many who do are more likely to be…
Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi
Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi by Scott A. Olson, CLTC Is Long-Term Care Insurance a Scam? 12 Evidence-Based Facts About LTCi Long-term care insurance is often labeled a “scam” online—but that claim ignores how the product…
Short-Term Long-term Care Insurance
Short-Term Long-term Care Insurance by Scott A. Olson, CLTC | Aug 11, 2024 Short-term long-term care insurance might seem like an oxymoron. How can an insurance product designed to help you pay for long-term care costs look like short-term care insurance? Here are t…
What is True Long-Term Care Insurance?
True long-term care insurance isn’t typically sold by ‘financial advisors’ or insurance agents, as most of them sell life insurance. How can you know?
Improvements to Long-Term Care Insurance
Improvements to Long-Term Care Insurance by Scott A. Olson, CLTC | Aug 7, 2024 Traditional long-term care insurance is the oldest and most common form of long-term care insurance. Of the 7,111,139 long-term care policies in-force (as of December 2021), 6,311,826 are…