NEVER* Combine Long-Term Care Insurance with Life Insurance

by Scott A. Olson, CLTC

NEVER* Combine Long-Term Care Insurance with Life Insurance 3 Reasons Why Insurance Companies Want You To Buy A Single-Premium “Hybrid” Policy A “hybrid policy” is a life insurance policy that includes long-term care benefits. Most “hybrids” are sold as single-premium...

Home care inflation rate only 2.5%

by Scott A. Olson, CLTC

Home care inflation rate only 2.5% Genworth, the largest long-term care insurance company, just released their 2017 cost of care survey. “Knowing the costs of different types of care – whether the care is provided at home or in a facility – can help...

Here’s The Trick to Making Long-Term Care Insurance Claims Easy

by Scott A. Olson, CLTC

Here’s The Trick to Making Long-Term Care Insurance Claims Easy There are FIVE reasons that make long-term care insurance claims hard to file. Fortunately, there’s one trick which I have personally used to make the long-term care insurance claims process super...

The REAL Reason Long-Term Care Insurance Sales are Dropping

by Scott A. Olson, CLTC

The REAL Reason Long-Term Care Insurance Sales are Dropping The number of long-term care insurance policies has increased from 4.5 million in the year 2000 to over 7.1 million today. However, sales of new policies have declined 14 of the last 15 years. Last year only...

How To Get Long-Term Care At Home Without Busting The Bank

by Scott A. Olson, CLTC

An Insurance Agent’s Case for Buying Long-Term Care Insurance

by Scott A. Olson, CLTC

An Insurance Agent’s Case for Buying Long-Term Care Insurance A rebuttal to the recent article by Next Avenue’s Money Editor (This article was originally published by nextavenue.org on August 25, 2016) When making a big decision, it’s important to: gather the...