NEVER* Combine Long-Term Care Insurance with Life Insurance
3 Reasons Why Insurance Companies Want You To Buy A Single-Premium “Hybrid” Policy A “hybrid policy” is a life insurance policy that includes long-term care benefits. Most “hybrids” are sold as single-premium products. You don’t pay premiums once a month or once a...Home care inflation rate only 2.5%
Genworth, the largest long-term care insurance company, just released their 2017 cost of care survey. “Knowing the costs of different types of care – whether the care is provided at home or in a facility – can help you plan for these expenses. The...Here’s The Trick to Making Long-Term Care Insurance Claims Easy
There are FIVE reasons that make long-term care insurance claims hard to file. Fortunately, there’s one trick which I have personally used to make the long-term care insurance claims process super easy. Here are the FIVE things that make it hard: 1. No prior...The REAL Reason Long-Term Care Insurance Sales are Dropping
The number of long-term care insurance policies has increased from 4.5 million in the year 2000 to over 7.1 million today. However, sales of new policies have declined 14 of the last 15 years. Last year only 90,000 new long-term care insurance policies were purchased....How To Get Long-Term Care At Home Without Busting The Bank
By Judith Graham | July 27, 2017 for Kaiser Health News The vast majority of older adults receive long-term care at home, not in nursing homes. But few people plan for this expense. Nor do they see long-term care insurance as a viable option — because it’s expensive...Rate Increases? Check Your State
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Prenuptial Agreement & Long-Term Care Planning
What are the Types of Long-Term Care Policies Available Today?
Is the state of Washington Long-Term Care Trust Act universal long-term care?
Washington Long-Term Care Trust Act
Medicare For All Is *NOTHING* Like Medicare
If you decide to buy a “hybrid” make sure it has these features
You May Not Want To Buy Long-Term Care Insurance From Your Investment Advisor