Federal Regulations Help Protect Seniors From Losing Their Long Term Care Insurance
In a recent interview, a senior researcher with a leading think tank made two great points about long-term care insurance: “Only take out a long-term care insurance policy if you’re confident of your ability to afford premiums over the long haul” and “everyone should...Public-Private Long Term Care Partnership Program Now in 43 States
Most things have improved over the past 20 years, including long term care insurance. Long term care policies that are available for sale today have much better benefits and regulations than policies that were sold years ago. For example, today there is no need for...How Long Does Long Term Care Insurance Pay?
Recently there have been numerous mistakes in the media regarding how long does long term care insurance pay? Many of the reports have stated that long term care insurance policies pay benefits for a year or two. Some reports have said that long term care policies...Questions raised about why some people let their long term care insurance lapse?
Questions are being raised about the “new study” done by the Center for Retirement Research (CRR) on why some seniors let their long term care insurance lapse. Carolyn and I have thousands of long term care insurance clients all over the country. The CRR’s...What Happens If My Long Term Care Insurance Company Goes Out of Business?
We are often asked, “What will happen if my long term care insurance company goes out of business?” Long-term care insurance has been around for over 40 years. There has been only one insurance company selling long-term care insurance that has gone...Rate Increases? Check Your State
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