Can a long-term care insurance policy be cancelled by the insurance company?
Can a long-term care insurance policy be cancelled by the insurance company? I am often asked: Can my long-term care policy be cancelled when I reach a certain age? Can my long-term care policy be cancelled because my health changes? Can my long-term care policy be...Why are the CLASS Act premiums projected to be so much higher than traditional long-term care insurance
Why are the CLASS Act premiums projected to be so much higher than traditional long-term care insurance? The Healthcare Reform bill (PPACA) requires that the CLASS Act program be actuarially sound and not funded by taxes. All benefits must be paid from the premiums...The 3 big disadvantages to the CLASS Act
There are three big disadvantages to the CLASS Act when compared with a traditional long-term care insurance policy. #1) A small Benefit amount: The healthcare reform bill states that the CLASS Act benefit is to be no less than: an “average of $50 per...How is the CLASS Act better than traditional long-term care insurance
The CLASS Act is better than traditional long-term care insurance in the following way: Your health history cannot prevent you from enrolling. That is a big advantage for anyone with severe health problems, like Parkinson’s, Multiple Sclerosis, severe obesity,...What is the CLASS Act (Community Living Assistance Services and Support Act)
The Community Living Assistance Services and Support Act (aka CLASS Act) is a voluntary, pre-funded, long-term care program that will be administered by the federal government. It was included as part of the healthcare reform bill (PPACA-Patient Protection and...Rate Increases? Check Your State
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Part 8: New York Times article on long-term care insurance – Long-term care insurance is risky
Part 7: New York Times article on long-term care insurance – “Yugo is proof the auto industry is in decline!”
Part 6: What the New York Times article on long-term care insurance got VERY wrong!
Part 5: Four things the New York Times article on long-term care insurance got right
Part 4: “Savvy Consumers? More half-truths in the New York Times article on long-term care insurance
Part 3: “Half-right”: Two things the New York Times article on long-term care insurance almost got right.
Part 2: Three Things the New York Times Long-Term Care Insurance Article Omitted
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