A “Perfect” Long-Term Care Policy?

If you could design “perfect” long-term care policy for yourself, what would it look like? I recently asked someone this question and she said: “It should have premiums that are guaranteed to never go up.  It should be able to return most, if not...

Should You Buy Long Term Care Insurance? Pros and Cons.

Most of what I find on the internet about long-term care insurance is, to put it mildly, terribly misinformed.  This recent article from a website that rates retirement communities was surprising balanced.  And the comments by members at the end of the article were...