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Who should NOT own long-term care insurance?

A very well-written article was printed in the Times Union paper (and on their website) this past Sunday. The writer interviewed some financial planners and elder law attorneys who specialize in estate planning and Medicaid planning. They answer many of the more...

The difficulties that lie ahead for the CLASS Act

Howard Gleckman, author of “Caring for Our Parents” does a superb job of explaining the difficulties facing the CLASS Act program (Community Living Assistance Services and Support Act).  In order for the CLASS Act program to be successful, the federal...