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What is Hospice Care?

Hospice Care =  is care that is provided at home or in a facility to terminally ill patients and their families that emphasizes patient comfort rather than cure.  A terminally ill person has a life expectancy of six months or less.  Hospice care addresses physical and...

What does “Home Care Benefit Period – Pooled” mean?

Home Care Benefit Period (Pooled) = the entire maximum benefit can be used for care received at home. Many older policies had one “Pool” of benefits for Home Care and another “Pool” of benefits for Facility Care.  Today, the vast majority of policies have one “Pool”...