Since the passage of the Deficit Reduction Act of 2005 and the creation of LTC Partnership programs in over 40 states, many elder law attorneys now recommend protecting your assets with a long-term care partnership policy.
Here’s a link to a superb article written by a Texas elder law attorney. She has keen insight and valuable advice about LTC insurance as well as LTC Partnership policies:
http://www.ellenwilliamsonlaw.com/blog/long-term-care-insurance-faqs
